Important information about this website and our services

1. General information only

Content on this website, including articles, summaries, examples and any downloadable material, is provided as general information about our approach and about themes that arise in our work with Australian businesses. It is not designed to be a complete statement on any topic.

The information we share may become out of date over time due to changes in markets, legislation, standards, economic conditions or your own context. You should not assume that content published here reflects the latest developments or applies directly to your organisation.

2. No financial, tax or legal advice

Colokshiowla Advisory provides financial and strategic insight for leaders and owners. However, unless we have expressly agreed in writing:

• We do not provide financial product advice or recommendations about specific investments or financial products.
• We do not provide tax, accounting or legal advice.
• We do not hold ourselves out as licensed to provide regulated financial product advice.

Any scenarios, ratios, cash flow patterns or strategic options described on this website are illustrative only. Before acting on any idea or example, you should seek independent professional advice from suitably qualified financial, tax, legal or accounting professionals who understand your circumstances.

3. No client relationship from website use

Viewing this website, downloading material or submitting an enquiry form does not, by itself, create a client–advisor relationship between you and Colokshiowla Advisory.

A formal engagement only begins when both you and we agree in writing on the scope of work, timing, fees and other key terms, usually through an engagement letter, proposal or similar document. Until that point, any interaction with this website should be treated as exploratory and informational only.

4. Accuracy, completeness and timeliness

We aim to publish material that is thoughtful, practical and carefully prepared. However, we do not guarantee that the information on this website is always accurate, complete or current.

To the extent permitted by law, Colokshiowla Advisory is not responsible for:

• Any errors, omissions or inaccuracies in the content on this website.
• Any loss or damage arising from reliance on information obtained directly or indirectly from this site.

If you require up-to-date or detailed information on a particular topic, contact us or another appropriately qualified professional rather than relying solely on this website.

5. Your responsibility for decisions

You remain responsible for your own decisions, actions and use of information. Any choice you make based on material from this website is made at your own risk.

In particular, you are responsible for:

• Assessing whether information is relevant to your situation.
• Obtaining independent professional advice where required.
• Ensuring that any decisions comply with applicable laws, regulations and internal governance requirements.

We are not liable for decisions made, or not made, by you or your organisation in reliance on website content alone.

6. Past outcomes and illustrative examples

From time to time we may refer, in general terms, to past projects or typical outcomes from our work. Any such description is intended to illustrate the type of support we provide, not to promise or guarantee specific results for your organisation.

Many factors influence outcomes, including leadership decisions, implementation quality, market conditions and the actions of third parties. Past experiences with other clients do not guarantee future performance or outcomes in your context.

7. Third-party websites and tools

This website may contain links to other sites or use tools provided by third parties. These links and tools are provided for convenience and to support a functional, secure website experience.

We do not control, endorse or accept responsibility for:

• The content, accuracy or security of third-party websites.
• The privacy practices of third-party providers.
• Any loss or damage that may arise from your use of third-party sites or services.

Your use of third-party websites and tools is subject to their own terms and policies, which you should review before providing information or relying on their content.

8. Limitation of liability

To the maximum extent permitted by law, Colokshiowla Advisory and its personnel are not liable for any loss, damage, cost or expense (including indirect or consequential loss, loss of profit, loss of revenue or loss of opportunity) arising from or in connection with:

• Your use of, or inability to use, this website or any content on it.
• Errors, omissions or inaccuracies in website content.
• Interruptions, delays or technical issues affecting access to this site.
• Any viruses, malware or other harmful components encountered while accessing external websites linked from this site.

Nothing in this Disclaimer is intended to exclude or limit any liability that cannot lawfully be excluded or limited under Australian law, including liability for fraud.

9. Local laws and international access

This website is primarily designed for organisations and individuals located in Australia. We do not represent that the content is appropriate or available for use in all locations.

If you access this site from outside Australia, you are responsible for complying with local laws to the extent they apply, and you acknowledge that the material is prepared with an Australian context in mind.

10. Changes to this Disclaimer

We may update this Disclaimer from time to time to reflect changes in our services, legal requirements or how we use this website. The “Last updated” date at the top of this page indicates when it was most recently revised.

Any changes take effect when the updated Disclaimer is published on this page. We encourage you to review it periodically, especially if you return to this site after a period of time.

11. Contacting us

If you have any questions about this Disclaimer or how it applies to your use of the website, you can contact us using the details below: